How to Top Up SMS-Activate with Visa/Mastercard (2025 Update)

In the digital world, protecting personal information is extremely crucial. The virtual number rental service from SMS-Activate emerges as an optimal solution, helping you verify accounts without revealing your real phone number. This article will provide a detailed guide on how to add funds to your SMS-Activate account using an international Visa/Mastercard, while also analyzing the pros and cons of this method.

Why is renting a virtual number necessary in the current context?

Using your personal phone number to register for services carries many risks, such as information leaks, receiving spam messages, and other security threats. Meanwhile, major platforms like Shopee, Lazada, etc., require verification via phone number. The virtual number rental service from SMS-Activate allows you to receive OTP codes quickly without using your primary, officially registered SIM card.

➡️ Need to create a Shopee account? Check out our article: Detailed guide on how to rent a virtual SIM to receive Shopee OTPs from smsactive.

Guide to Topping Up SMS-Activate with Visa/Mastercard

Log in and access the Top-up section

Log in to your SMS-Activate account, find and click the "Top up balance" button in the upper right corner of the screen.

Select a payment method

The system will display a list of methods. Find and select the Credit/Debit Card icon.

Enter information and verify

Enter the amount you wish to top up and fill in your card details completely on the secure payment gateway. Depending on your bank, you may need to verify the transaction with an OTP code sent to your phone.

Complete

After successful verification, the funds will be added to your SMS-Activate account almost instantly. You are now ready to rent a number.

Important Notes: Fees and Legality

Although convenient, topping up via Visa/Mastercard has some points you need to consider carefully.

1. Warning about high commission fees

International payment gateways often apply a fairly high transaction fee. If you need to use the service regularly, this may not be the most economical option.

💡 A better solution: To save on costs, consider methods with lower fees. Check out: Guide to Topping Up SMS-Activate with Alipay.

2. A Reminder on Compliance with Vietnamese Law

This is an extremely important note. Vietnamese law requires that SIM cards be officially registered under the user's name. Using "junk SIMs" or unofficially registered SIMs can lead to account suspension and other penalties. You are fully responsible before the law for the purpose of using the virtual number. Absolutely do not use it for illegal activities.

Conclusion

Topping up your SMS-Activate account with a Visa/Mastercard is a fast and convenient method. However, always be a wise user: consider the costs and, most importantly, always comply with legal regulations. Hopefully, this article has provided you with useful information. Good luck!